Free Credit Reports |
| Free Credit Reports |
|
Homeowners in a dozen
states, join another dozen in having access to free credit reports.
If you have good history
when paying your debts that results in you having more options to
borrow money at the lowest cost and from more lenders. Remember there
are a lot of people looking at your credit report and your credit --
such as landlords, insurance companies, or even prospective employers A little known law was passed last year
under the Fair Credit Reporting Act to allow consumers free access to
the credit reports used buy all sorts of financial institutions to
extend and modify credit terms.
Due to the proliferation
of the internet there are many suspect credit repair scams and other
credit industry services that are under fire. Congress figured out that
many consumers can save money and potential problems by having access
to their data free of charge. If you live in the Western States you had
the ability starting in December. Just recently, if you live
in 12 Mid-Western states you have the same ability.
http://www.annualcreditreport.com, or calling 877-322-8228, or filling out the Annual Credit
Report Request Form and mailing it to: Annual Credit Report Request
Service,
Other States Too! OTHER WAYS TO GET A FREE ANNUAL REPORT Equifax
More Information from CU.org:
|
